Free COVID-19 Testing Sites and Reimbursement Procedures

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Effective March 21, 2022, Chapman University will:

  • Move COVID-19 testing to the Student Health Center, 402 N. Glassell. The center is open 8:30 a.m. to 5 p.m. Monday through Friday and no appointment is necessary.

  • Provide at-home test kits on the Rinker Campus at the Public Safety building 9401, Room 110 during business hours. Call 714-997-6763 for assistance.

 

The County of Orange (OC) offers free COVID testing for anyone living or working in OC, regardless of whether the individual has health insurance. Similar programs exist in other neighboring counties.

Free At-home Tests

The current federal administration has created a free at-home testing program in order to ensure that all individuals have access to no-cost COVID testing.

Reimbursement

Additionally, there are currently two laws in effect that address reimbursements of at-home COVID tests by health plans: a federal law that went into effect Jan. 15, 2022, and a California law (SB-510).

Over-the-counter (OTC) COVID-19 tests used for employment, travel, participation in sports or other activities are not covered under the federal mandate, but the California law does not have this differentiation.

Carriers are still adapting to this guidance. In the early stages of implementing the process to comply with the mandate, customers will likely pay for tests out of pocket, complete a claim reimbursement form, attach the receipt, and submit these items. It is anticipated that the tests will eventually be covered at the point of sale.

Below are highlights from both laws that are relevant to Chapman employees.

  • Health plans are now required to reimburse members for or cover the cost of at least 8 over-the-counter FDA-approved COVID-19 at-home tests for each covered individual, each calendar month. This limit does not apply to tests (including rapid at-home tests) if they are ordered or administered by a health care provider. For a family of four covered individuals, that equates to 32 tests per month.
  • Plans and health insurers cannot limit reimbursement to in-network pharmacies or providers. Instead, they are required to reimburse tests purchased by plan participants from out-of-network providers up to $12 for each test (or the cost of the test, if less than $12).

Reimbursement Procedures

  • To get reimbursed from Cigna for tests purchased on or after Jan. 15, 2022, download the COVID-19 Over-the-Counter (OTC) Test Kit Claim Form from Cigna.com/Coronavirus, myCigna.com, and Cignaenvoy.com.  The form includes the customer attestation stating use is for diagnostic purposes and lists some of the FDA EUA designated OTC at-home tests eligible for reimbursement.
  • To get reimbursed from Kaiser for tests purchased on or after Jan. 15, 2022, sign on and submit a claim.

For questions about claims and reimbursement procedures, please contact your insurance company directly.